On this day, on 8 April 2015, PM Narendra Modi launched the Mudra project. 14 lakhs 98000 crores in last 6 years. Under the scheme, 28.68 crore loans were given during the period. According to a report from the Ministry of Finance, Rs 2.66 lakh crore has been disbursed through 4.20 crore loans in 2020-21. About 24 per cent of loans were given to new entrepreneurs.
The 6 years of achieving the aspirations of millions of people through the Pradhan Mantra Mudra scheme are unparalleled. Look at the achievements of this project. # Atmanibhar Bharat #Transforming India pic.twitter.com/wQKxcCcYiR
– MyGovHindi (y MyGovHindi) April 8, 2021
In the last 6 years, 88 per cent of loans have been disbursed as infant loans. SC, ST and OBC got 51 per cent of the loans. This is a matter of statistics, but the reality is that it is difficult to get this loan from the banks of the towns and small towns. Mudra loans are not readily available. Banks are often hesitant to lend. If you are also affected by the behavior of the banks, we are providing you with numbers and email IDs that can be complained to banks that do not offer seal loans.
These are the numbers and e-mail IDs of the complaining officers
| Bank Name NAME | GM | The land line | |
| 1 Allahabad Bank | Sudhanshu Gaur G.M. | 033-22622883, | [email protected] |
| Andhra Bank | M Srinivasa Rao G.M. | 040-23252352 | [email protected] |
| Bank of Baroda | Mr. Man Mohangupta G.M. | 022-66985203 | [email protected] |
| Bank of India | Shri Mina Ketan Das G.M. | 022-66684839 | Mina.dasabankofindia.co.in |
| Bancoff Maharashtra | Shri Vasant Maske G.M. | 020-25614206,020-25614264 | [email protected] |
| Bank of Canara | Mr. D. Madhavaraj G.M. | 080-22248409 | [email protected] |
| Central Bank of India | Shri.S.S Rao G.M. | 022-61648740 | [email protected] |
| Corporation Bank | GM Bellad GM | 0824-2861412, 2861821 | [email protected] |
| The Indian Bank | Shri Veeraraghavan B DGM | 044-28134542 | [email protected] |
| Indian Overseas Bank | Anil Kumar Luthra | 044-28889250 | [email protected] |
| Punjab and Sind Bank | Sh. HM Singh GM | 011-25812931 | [email protected] |
| Punjab National Bank | Ms. Neerja Kumar G.M. | 011-23312625 | [email protected] |
| State Bank of India | S Kalyanram G.M. | 022-22740510 | [email protected] |
| Syndicate Bank | Prasanna Kumar SJ GM | 080-22204564 | [email protected] |
| Bank of Uco | MK Surana G.M. | 033-44558027 | [email protected] |
| Union Bank of India | Pnarasimha Rao G.M. | 022-22892201 | [email protected] |
| United Bank of India | Naresh Kumar Kapoor G.M. | 033-22480499 |
Before taking out a loan, first decide which category you want to borrow. Whether you want an infant loan or a Kishore or Mudra loan, you can fill in the required form on the Mudra Loan website with your loan proposal. Click https://www.mudra.org.in/ to apply. Go for it and apply for a specific loan requirement.
How much and who gets the seal loan
Explain that under the Pradhan Mantra Mudra scheme, infant loans, Kishore loans and Tarun Mudra loans are three types of loans. Under this, loans up to Rs 50,000 to Rs 10 lakh are allowed. Under Shishu Mudra Loan, a person can take out a loan of up to 50 thousand Rupees under his or her own business when starting a business. At the same time, the Kishore Mudra loan Under the scheme, people who own their own business but are not yet established, such people can borrow from Rs 50,000 to Rs 5 lakh. For this, you may have to pay 14 to 17 percent interest Tarun Mudra Loan Under this, one can borrow one million rupees for business expansion. It has to pay interest at 16 per cent.
Documents required for a loan
To obtain a seal loan from State Bank of India, Identity Card, Residence Proof, Bank Statement, Photograph, Sales Documents, Quotations, Business Identity Card and Address Certificate are required. In addition, information about GST identification number, income tax return is required. You can apply for a Mudra loan by visiting SBI’s website.
Current and new units
Loans sanctioned under the Mudra scheme are guaranteed by the credit guarantee to the micro units and are issued by the National Credit Guarantee Trustee Company (NCGTC). Guarantee cover available for up to five years. So the maximum period for loans offered under the Mudra scheme is 60 months. Loans are now available at the Leeds Entrepreneur Ally Portal (www.udyamimitra.in). Branches are accessible to the site with a username and password. Mudra rupee card is issued to all eligible CC accounts from all branches.
