Father’s Day 2021: Today is Father’s Day, people are giving different gifts to their father on this occasion. In such a situation, if you are also thinking about giving your father a special gift for this special occasion, all these plans may be a good option for you. Also, this Father’s Day will be very memorable for you. Take a look at such projects, which you can buy today as a gift and give it to your father.
Bank FD
Bank fixed deposit is still very popular today. Most of the senior citizens’ options are bank FDs. Monthly, quarterly, semi-annual and annual interest rates are available in the Bank’s Fixed Deposit Scheme. Senior citizens receive 0.5 per cent more interest in banks’ FDs. Banks have been delaying various offers for 7 days to 10 years in FD schemes for senior citizens.
India ranks fourth in foreign exchange reserves and has left the country
Post Office Senior Citizen Plan
The post office also offers special facilities for senior citizens. Under this scheme, the interest rate is 7.4%. The scheme has been launched to provide benefits to those aged 60 or over. The project will be invested for five years. This includes a minimum of Rs. The deposit can be kept and a maximum of Rs 15 lakhs. Investment is tax deductible under the senior citizen savings plan.
Post Office Monthly Savings Plan
The Post Office Monthly Income Plan is a plan for investors to earn income by investing each month. Under this scheme you will get Rs. If the deposit is placed, you will be charged Rs 4,950 per month. At present, the scheme is paying interest of Rs 59,400 per annum at a rate of 6.6%. The main theme of this project is that interest continues to grow every year.
Under this scheme, you can withdraw monthly income of Rs 4,950 per month. You withdraw any money as it is an interest amount which does not affect the original amount. He’s completely safe. Under Post Monthly Plan, Option to Open Joint and Single Accounts is available.
National Pension System (NPS)
NPS is a voluntary defined contribution retirement savings scheme which can be obtained from any salaried person. The money of the person taking the NPS is invested in equity or debt or both. Depending on the market, how much money a person who takes an NPS will receive in a pension after the age of 60 years. According to experts, at present, revenues range from 8 percent to 12 percent. But because the market is dependent, there is no fixed amount of revenue.
Atal Pension Scheme
The scheme is also for unorganized sector workers. Under this, a guaranteed pension of at least Rs 1000, 2000, 3000, 4000 and 5000 rupees is allowed every month after completing 60 years. A 40-year-old man can apply for an Atal Pension Scheme.
According to the existing rules, at the age of 18 years, if you add a maximum of Rs 5,000 to the plan for a monthly pension, you will have to pay Rs 210 per month. If the same money is paid every three months, Rs 626 will be paid and Rs 1,239 in six months.
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