PM farmers are taking equal installment funds, so take advantage of KCC, complain here if the bank refuses

PM Kisan: If you need money for agriculture, you can borrow up to 4% of Kisan credit card for up to Rs 3 lakh. At the same time, KCC is now not limited to agriculture. Livestock and fisheries loans up to Rs 2 lakh under this scheme. Any person involved in agriculture, fisheries and animal husbandry, even if he farms on someone else’s land, can take advantage of this. Minimum age should be 18 years and maximum 75 years.

Very easy for beneficiaries of Kisan Summon fund scheme

If you are a beneficiary of Pradhan Mantri Kisan Samman fund scheme, it is very easy for you to get Kisan Credit Card (KCC). However, many farmers are upset by the banks ’behavior towards the KCC. Banks are hesitant to make the cards, the farmers allege, not lending. In such a situation, we will tell you the solution. If the bank does not offer a Kisan credit card, you may file a complaint in such a place, from where that bank class is held.

Make a complaint here

According to the Reserve Bank of India guidelines, the bank has to issue the card within 15 days of the farmer’s application. If the card is not issued within 15 days, you can file a complaint against the bank. You can contact the Banking Ombudsman for this. You complain to the Banking Ombudsman, whose branch has a branch or office. In addition, you can visit RBI’s official website https://cms.rbi.org.in/. At the same time, the Kisan Credit Card helpline number is 0120-6025109 / 155261 and customers can also contact the Help Center via email ([email protected]).

How to get Kisan Credit Card: Now the government has connected Kisan Credit Card with this scheme. That is, it would be easy for the government to make Rs 6,000 in three installments of Rs 2000-2000.

  • First go to the official site https://pmkisan.gov.in/ and download the Kisan Credit Card Form here.
  • You must fill out this form with your land records and crop details.
  • You also need to provide that Kisan Credit Card is not from any other bank or branch.
  • Submit the form by filling out the application and you will then get a Kisan Credit Card from the concerned bank.

Documents required for KCC

For ID proof: Voter ID / PAN Card / Passport / Aadhaar Card / Driving License etc.
Address Proof: Voter ID / Passport / Aadhaar Card / Driving License etc.

Let us tell you that loans up to Rs 3 lakh under KCC are available for only 7% interest. If you return the money on time, you get a 3 percent discount. In this way, honest farmers are only getting 4% interest.

Disclaimer: The above information is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site.