Over time, women have become more self-sufficient than before. Their participation has grown in almost every field. Today, a large number of women are employed. Which companies are coming up with different plans to attract them. Let’s find out how women can take advantage of these 5 investments.
Low premium insurance
Many companies bring health insurance policies for women, whose premiums are low. HDFC Life Smart Women Plan, Tata AIG’s Wellness Women’s Policy and Bajaj Allianz are designed with a focus on women. Women and girls get 50 per cent discount on the new India Asha Kiran health plan. At the same time, women are being offered an additional 5 per cent discount on Reliance Health Gain policy.
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Reduction in the loan rate
Banks are offering cheap home loans to women. Individual banks are seeing a decline of up to 0.05%. Recently, State Bank of India announced that it would give home loans at 6.95 per cent interest to women. This is seen as a general discount, but more discounted through this EMI.
Stamp Duty Exemption
Stamp duty exemptions are being issued in various states of the country to attract women to buy land. When someone buys land they have to pay stamp duty. Women in different states are exempted from 0.5 to 3 percent. In Delhi, 6 per cent of men have to pay stamp duty and 4 per cent of women. Suppose a woman buys land for Rs 1 crore, she is exempted from stamp duty up to Rs 2 lakh. There is a 2 percent deduction for stamp duty in Haryana.
Saving Accounts
Banks offer different discounts on savings accounts for women. For example, if women open an account at Axis Bank, they get a free checkbook, monthly dues, and personal accident cover.
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Sukanya Prosperity Project
In Sukanya Prosperity Scheme, you will get a minimum of Rs 250 and maximum Rs 1.50 lakh Its expiration is 21 years, but parents must invest 14 years in it. The amount you invest in this project, you get three times the profit after expiration. This account can be maintained until the girl is 21 years old or married after 18 years. Account of Sukanya Prosperity Scheme can be transferred anywhere in the country.
