Aadhaar card is a very important document. Many works can stand without it. Given this importance of Aadhaar, the cardholder should include updated information in it. In addition, getting Aadhaar e-KYC is also very important nowadays. For this reason, UIDAI allows Aadhaar card holders to make e-KYC at home. According to UIDAI, making e-KYC will make a lot of customers’ work easier. The cardholder’s ID proof, address and other details are electronically verified through e-KYC.
Benefits of e-KYC
On the other hand, if you want to open a bank account or invest in mutual funds, then KYC is necessary. There is no need to submit any documents, but this is done only by Aadhaar number verification. If Aadhaar’s e-KYC is done, you don’t need to submit any kind of paperwork, but it is done only by Aadhaar number verification. This saves time and also eliminates paperwork. This eliminates the possibility of theft and fraud.
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How You Can E-KYC Online
>> the customer gives his Aadhaar card to the bank officer.
The biometric scanner scans the client’s fingerprint or retina image.
>> Mobile OTP Visualization is also available.
The server then sends the biometric value to the UIDAI.
>> After that we can see whether the value of the biometric matches the Aadhaar number information in the database or not.
If the values ​​match, there is nothing suspicious about the identity of the person.
Upon verification, UIDAI provides all of its information to the bank or agent.
What is Offline E-KYC?
In Aadhaar Paperless Offline e-KYC, Cardholder does not need to provide photocopy of Aadhaar and instead download the KYC XML file and submit it to the agency for KYC. This XML file contains UIDAI’s digital signature, which can be used to verify its accuracy and detect any tampering. The agency can verify the authenticity through OTP or face transplantation. Offline e-KYC data includes a person’s name, his / her download reference number, home address, photo, gender, date of birth, mobile number, e-mail.
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How to Offline e-KYC
Existing Aadhaar card holders must first visit UIDAI’s official website https://uidai.gov.in/ for paperless e-KYC.
>> Aadhaar Paperless Offline E-KYC Form needs to be downloaded. After filling out the form, it should be submitted.
The information will be available for download as an XML file that contains the digital signature of UIDAI.
After downloading, you must share the offline e-KYC data with the concerned agency.
It can be shared in any form, physical or digital.
