Zero balance in a bank account? So don’t withdraw cash from ATM – otherwise the funds will be deducted from the account, know how much SBI and other banks charge

Often times, customers do not have to pay fees if banks do not know the rules properly. We are providing you with information on such an important rule regarding a bank. If you have no money in your savings account and the ATM withdrawals and it fails, you will still have to pay the fee. Private banks including government fees for this. Let us know what bank charges.

State Bank of India

If you are a customer of State Bank of India and have no money in your savings account. In this case, if you accidentally withdraw from the ATM and it fails, you will have to pay GST plus Rs.

HDFC Bank

The largest private sector bank charges ATM transaction failure if there is no cash in the account. If HDFC customers use another bank’s ATM, they will be charged Rs 25 per transaction and tax.

ICICI Bank

ICICI Bank charges Rs 25 per transaction for failing to withdraw funds from another bank’s ATM or POS after it is not in the account.

Kotak and Axis Bank

Private sector banks like Kotak Mahindra Bank and Yes Bank failed to withdraw from ATMs if they did not have cash. In this situation, Axis Bank offers its customers Rs 25 per transaction.

Avoid paying this way

Nowadays, almost all banks in the country allow their customers to know the amount deposited in a savings account. You can get this information in just a few minutes by making a missed call or sending an SMS from your registered mobile number to the bank’s specific telephone number. In addition, you can also check the balance of payments through the mobile app. If someone is connected to a UPI application account, you can also receive pending information from them.

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